However, it is essential to weigh the total cost, the investment possibilities that are accessible, and the degree of personal assistance and support that is provided. You can also dig into the full, Get fee-free transactions at any Allpoint ATM, see the app for location details, otherwise out-of-network ATM fees may apply. Then Stash will take that number and divide it by the number of shares theyre giving away on that holiday. This should not overlook any extra costs that may be incurred. News and market data are updated in real-time. You know what they say about early birds. Stash does say, however, that its looking into adding crypto investing to its platform in the future. Stash Investments LLC is an SEC-registered investment adviser. Fiduciary 101: Why its Our Job to be Your Advocate. And I need to sew my stash off! Love investing in Stocks? For purposes of these Program Terms, each specific timeframe (as shown on https://stash.com/party) that Stash determines to offer Stock(s) shall be deemed the "Party Time", and the specific date on which each Party Time falls on shall be deemed a "Party Day". Step E: after you complete Step D, you will then be eligible to receive the Stock Reward. 2022 Mama Investing. All banking accounts managed by our old banking partner will be inaccessible on and after January 11., Whats freeriding? Before making a choice, give serious consideration to the total cost of utilizing a certain platform. Then you add a bank account, choose an auto-deposit frequency, and get started. We want everyone to be able to enjoy a party. To deliver a Stock Reward to your Personal Portfolio, Stash will deposit the monetary amount of your Stock Reward into your Personal Portfolio and automatically initiate a "buy" order for such Stock in the amount of the Stock Reward. It defines a relationship built on trust and duty. In addition to the main prize pot, there are other levels at Stash Stock Parties. Investing can be fun and exciting at a Stash Stock party. By using this website, you understand the information being presented is provided for informational purposes only and agree to our. Users may start an account with a very modest sum of money and then add to it over time. The amount of each Stock Reward offered through the Program shall be limited to a daily maximum cash value of $5.00 per Eligible Rewards Recipient on each Party Day, which shall be calculated by Stash in its sole discretion. Stash is a digital wealth information and resources platform focusing on investors investing and managing their funds to help them with their financial growth. Unearned revenue is money received for a service or product that has yet to be provided or delivered by an individual or corporation. All investments are subject to risk and may lose value. Stock Parties are specific periods of time during which Stashers can claim bonus stock at party.stash.com. Then, they can add to it over the course of time. These are based on a customers individual circumstances. IRS Code 290 on Transcript How To Dispute Unfair Assessment, Covenent-Lite COV Loan Vs Traditional Loans & High-yield Bonds, fractional shares are only worth a few cents, IRS Code 290 on Transcript 2023: How to Dispute an IRS Code 290 Assessment, Golden Cross Stock Trading Pattern Overview Example Indicators, Credit Spread Definition Explanation of How a Credit Spread Works, Long Put Option Trading Strategy Explained with Examples. For the avoidance of doubt, in the event you only complete the designated registration process to receive the Financial Counseling Service (if applicable to you, as such term is defined in your Advisory Agreement) from Stash, or you do not otherwise complete the designated registration process required for opening a Personal Portfolio as of or following the Effective Date you will not be deemed a "Personal Portfolio Holder" hereunder. You will bear the standard fees and expenses reflected in the pricing of the investments that you earn, plus fees for various ancillary services charged by Stash. Ive got an account. Stash through the Diversification Analysis feature does not rebalance portfolios or otherwise manage the Personal Portfolio Account for clients on a discretionary basis. Why didnt I receive my #StashStockParty award? https://www.stash.com/party 7 3 r/stashinvest Join 7 days ago Earn Bonus Stock | Stash Stock Party stash 6 11 r/stashinvest Join 5 days ago Gonna switch to fidelity is it good? Stash Stock Party Rewards combines your investments and personal finances in one place. Users can join a Stash Stock Party by going to the Stash website on the day of the party. As a reminder, before the party begins, log in to your Stash account and then smash the claim button for some free stock at the following URL: https://party.stash.com For these purchases, you will earn at least 0.125% Stock-Back (0.25% for Stash+ members)and up to 5% in bonus Stock-Back with certain merchants! If you havent transitioned your Green Dot-backed account by December 19th, you can still transition your banking account up until January 9th! If youre still having trouble figuring out what happened to your bonus, shoot us an email at. 3. Just head to bit.ly/tw-stockparty- from noon to midnight ET to join the party and claim your bonus. Instead, youll receive the cash equivalent to your personal portfolio. How can you get Free Stocks from a Stash Stock party? The fee structure ranges from $1, $3, or $9 on a monthly basis as a subscription fee. A Golden Cross is a bullish signal in a chart pattern. All product and company names are trademarks or registered trademarks of their respective holders. Therefore, it is always to your advantage to invite friends and family members to share in the festivities with you. As a result, the larger each persons share will be. Freeriding example 1: Every few days, the app will notify members of an upcoming Stash Stock Party. This can happen if youve had a returned transfer in the past. This concept occurs in accrual accounting. How do I participate in the #StashStockParty? (Source: stash.com). Stash banking customers who use the Stock-Back Card will earn 0.125% stock on all of their everyday purchases and up to 5% in bonuses at certain retailers. ET Monday-Friday, and from 10:00 a.m.-6:30 p.m. No, once your account is placed into spend down status on December 19th, it will remain open until January 9th. Investment products, stock rewards, and services are offered by Stash, not Partner Bank, and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value. How do #StashStockParty bonuses work? Excludes cash, cash equivalents (including the funding of gift cards and prepaid cards),. In order to obtain personalized investment advice, clients are required to complete the suitability questionnaire during registration, must be approved from an account verification perspective and open a brokerage account. However, before making a choice, its important to know how much the platform costs. It lets participants earn fractional shares of stock from publicly traded companies and exchange-traded funds. We do not claim to be financial advisors or tax consultants. Account holdings are for illustrative purposes only and are not investment recommendations. Lets begin by taking a look at the costs associated with using Stash. The platform offers a variety of investment possibilities. This is a Discretionary Managed Account whereby Stash has full authority to manage. Stash Party What is a Stash Stock Party? You can reserve your spot in a party using your email addressjust head to the party site (party.stash.com). They will next ask you to link your bank account. The Stash Stock Party Rewards Program gives you the chance to earn fractions of shares of stock in certain publicly traded companies, as well as exchange-traded funds. Step B: you must select the "Sign Up For Stash" icon that appears on the unique link and enter a valid email address and password; Step C: you must select the "Claim Stock" icon that will appear on the unique link during the Party Time shown on https://stash.com/partyon that given Party Day (for example, if the Party Time is 8:00 PM (ET) - 9:00 PM (ET) on the Party Date, then you must complete this Step C between 8:00 PM (ET) and 9:00 PM (ET) on the Party Date); Step D: you must then subsequently complete the designated registration process of opening a Personal Portfolio, as required by the interactive instructions displayed via the Stash platform; AND. This is essentially a tiny transfer into your bank account (under $1.00) that youll verify. Party City Holdco Inc. PRTY, +7.19% filed for Chapter 11 bankruptcy protection late Tuesday in the U.S. Bankruptcy Court for the Southern District of Texas, according to a regulatory filing. Note: If you try to sign up and already have an account, you wont get your stock. For example, as trade commissions or account minimums. In this way, potential participants are notified of upcoming events and can make plans to attend. I dont have a Stash. Use a larger bowl to make more black ice cream (than the other colors) and three smaller bowls for violet, pink, and blue. The rewards will be calculated based on the number of prizes that should be distributed and theyll give you $5.00 on that Party Day if the total dollar value (cash-out value) exceeds the threshold as set forth in the preceding sentence. Everyone at the party gets the same amount of bonus stock. In addition to trading, users of Robinhood have access to a variety of tools and educational materials. The more people who come, the more money there is to split and the more stock each person gets. All content associated with this Program is information of a general nature and does not address the circumstances of any particular individual or entity. Today, there are lots of investors out there who dont just want to purchase individual stocks but also participate in the event and gain equity in multiple companies. Cookie Notice Stash has a party every Monday and Friday at 4 oclock, and theyre supposed to give away free stocks under a special program formerly known as Stash Stock Party Rewards. Divide mixture into separate bowls. Then, follow the instructions to complete your account and youll get an email to claim your stock. To join a party, just visit this page (party.stash.com) on the party day, log in, and tap Claim stock. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. In exchange for participating in this Program, you agree not to hold Stash, or any third party service provider liable for any possible claim for damages arising from any decision you make based on information made available to you through this Program. Stash has begun the process of closing all banking accounts that were managed by our old banking partner in order to provide a new banking experience for our customers. This requirement is in place to prevent fraudulent activity. Stash may feature lower prices than some of its rivals. For the avoidance of doubt, you will not receive a Stock Reward hereunder on a Party Day if you: (i) on that specific Party Day, select the "No Stock for me" icon that appears on the unique link under either Step 3 or Step C above, as applicable to you, and you do not subsequently complete the detailed steps applicable to you in the order outlined above in a timely fashion, or (ii) on that specific Party Day, otherwise fail to complete the detailed steps applicable to you in the order outlined above in a timely fashion. A Stash Party refers to a Stash Stock Party offered by Stash Investments LLC as part of their Rewards Program, Crowding Out Effect: Definition - Explanation - Example, What Is the Crowding Out Effect? This Program is not valid with any other promotions and is non-transferrable. In order to earn stock in the program, the Stash Stock-Back Debit Mastercard must be used to make a qualifying purchase. When selecting goals, Stash provides six options including retirement, budgeting, saving for the unexpected, building wealth, earning stock rewards, and financial advice. It lets people invest in stocks, exchange-traded funds (ETFs), and other types of investments. Moreover, the platform has a variety of educational tools and learning resources. On each Party Day, Stash will offer a predetermined amount of one or more specific Stock (s) at the Party Time to any person that completes either set of eligibility steps outlined below, as applicable to such person, during the time periods also specified below. NCIB - What Is A Normal Course Issuer Bid? Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. The revenue is recognized as unearned when a corporation receives cash, yet the items or services have not been delivered to the consumer. In addition to basic investment tools, Stash also offers a bank account with its own set of features. Then, to finish your Stash account and claim your stock, follow the instructions. By choosing to participate in this Program, you are accepting and agreeing to these Program Terms. Nothing here is considered investment advice. Please refer to the Stash Platform (www.stash.com/investments/stocks/) for a list of all investments. Use this checklist to ensure youve unlocked all your new benefits.. Why dont see a party happening on the site? Well also give you a virtual card so you can begin spending and earning Stock-Back rewards. For individuals, there are. It also includes a StockBack card when you shop at over 50 different stores and educational resources. Stash was established in 2015 to help everyday Americans create access and build wealth. This will allow you to have immediate access to your funds instead of waiting up to 45 business days for a check to arrive in the mail. Covenent-Lite COV Loan Vs Traditional Loans & High-yield, Covenant-Lite (COV) Loan Definition A Covenant-lite COV loan is also known as a COV loan or a cov-lite loan. Every Stash Stock Party features party levels, which are defined by a certain threshold of party attendees. If youre a Stasher, you most likely hit the Sign Up button instead of logging in. Connect with neighborhood businesses on Nextdoor. Follow the steps in this article to access your statements. Wow, two days in a row! The Stash Stock Party Rewards Program (the "Program") is a rewards program offered by Stash Investments LLC ("Stash"), whereby Personal Portfolio Holders (as defined below) may earn fractional shares of stock of certain publicly-traded companies and/or exchange-traded funds ("Stock"), as specified below. No, so keep coming back to party with us. stash stock party in Omaha, NE. This allows for the potential accumulation of more funds over time. Beyond growing its customer base by 40% last year, Stash just doubled its valuation, reportedly to $1.4 billion, with a $125 million Series G in February. It may be the last day of the year, but our five days of Stock Parties aren't over at Stash. No, cryptocurrency is not currently a supported asset. Stash Financial, Inc. is a digital financial services company offering financial products for U.S. based consumers. Investment products and services provided by Stash Investments LLC, not Stride Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. If youre eligible to participate in the Stash Stock Party Rewards program, then you can open a personal portfolio. You can sign up on your computer or through the mobile phone App. Additionally, these little fractional shares may still be a fun and possibly lucrative way to get started with investing. You can invest in single stocks and ETFs using Stash. Stashers, or people who use the Stash platform, can get pieces of offered stock by logging in to a Stash Stock Party. The rewards include a function called a Stash Stock Party offered by Stash Investments LLC. Features include market news and analysis, articles with instructional content, and data on the market. You manage your investments with a brokerage account, online banking, budgeting, and savings tools. Welcome to Stash101, our free financial education platform. If you do not meet these requirements, you will not be eligible to receive a Stock Reward. This means your share of the total pot also increases when more people claim stock. Investments are protected up to $500,000 total by the Security Investors Protection Corporation (SIPC). How do I join the #StashStockParty? Stash is not responsible for any failure on your part to meet the standards for qualifying for this Program. Recommendations through this tool are considered personalized investment advice. The higher the number of individuals who attend the party, the larger the total prize pool will be. It is frequently connected with subscriptions, circumstances in which the seller has an advantage over the customer, or when the vendor provides the buyer with personalized items. Any earned stock rewards will be held in your Stash Invest account. AJ Dvorak is Senior Publisher and Director of Trading & Investment Content at DayTradrr. I tried signing up again and it told me I was already subscribed. Diversification and asset allocation do not guarantee a profit, nor do they eliminate the risk of loss of principal. Get fee-free transactions at any Allpoint ATM, see the app for location details, otherwise out-of-network ATM fees may apply. Parties can happen at any time, but you can follow @stash on Twitter to stay in the know. (Source: stash.com). By accepting a Stock Reward hereunder, you are agreeing to initiate a "buy" order for such Stock in the amount of your Stock Reward. (p.s. Its a big word that means a lot when it comes to handling your money. You may subsequently choose to open one or more investment advisory account(s). Account holdings are for illustrative purposes only and are not investment recommendations. Stash is not a bank or depository institution licensed in any jurisdiction. Stash Growth is $3/month, and Stash+ is $9/month. . How much stock do you get from a stash Stock party? Your email address will not be published. Do your homework before making a choice to use Stash or any other app for personal finance and investing. Stash accounts are enrolled in the Apex FDIC-insured Sweep Program for uninvested cash. . SNTG Stock What Investors Should Know About Sentage Holdings Inc Sentage Holdings Inc (SNTG Stock) is a Chinese financial services company [], What Is a Calendar Spread? Instead, youll receive the cash equivalent to your personal portfolio. Consent is not a condition of purchase. You can also have an IRA handled by other Robo-advisors. Message & data rates may apply. Thank you very much for the free patterns. Yes. Stash101 is not an investment adviser and is distinct from Stash RIA. Our advisors are experts in the latest trends in finance and technology, so we'll have your back to make sure you're making the right decisions. This Program is subject to these Stash Stock Party Program Terms and Conditions (the "Program Terms"). Stash through the Diversification Analysis feature does not rebalance portfolios or otherwise manage the Personal Portfolio Account for clients on a discretionary basis. Add food coloring to each bowl and . For a complete list of fees please see the. This feature is currently available for free from other large brokers. 1% Stock-Back rewards are subject to terms and conditions. Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC). The total amount of Stock that Stash will offer on each specific Party Day will increase based upon a multiplier that takes into account the amount of participating Eligible Reward Recipients on that particular Party Day. Stash also allows you to buy fractional shares, which allows you to diversify your portfolio with very little money. The platform helps new investors ease into the investment path. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. First off, thanks for being a Stasher. The more accurate your responses, the better able they can evaluate your risk tolerance. Is there a maximum amount I can earn from #StashStockParty? Eligibility Set #2: If you are not a Personal Portfolio Holder as of the Party Time on a specific Party Day, then you must complete each of the following steps on that given Party Day: Step A: you must visit the following unique link: https://stash.com/party. Its a big word that means a lot when it comes to handling your money. It can. There are now over 1,800 stocks and ETFs available to invest in. Then youll receive an email about how to reserve your spot at a party. How long do I have to join the party? However, it can still be a fun and potentially profitable way to start investing. Advisory products and services are offered through Stash Investments LLC, an SEC registered investment adviser. Youre probably a little ahead of us. Step 3:After you click the button, your free stock will get credited to your account within three days. The number of Eligible Reward Recipients will reset following each Party Day to zero (0), and will not carry over from one Party Day to the next. Neither this Program itself, nor the Stock available to be earned through it, is a recommendation to buy any such specific Stock. Join tonight's #StashStockParty to add some bonus stock to your portfolio from @PlanetFitness (it's a win-win)! All rewards earned through use of the Stash Stock-Back Debit Mastercard will be fulfilled by Stash Investments LLC. Step 2:Now, Sign in to your Stash account, and you will see a big button with Claim Free Stocks. Nothing in this Program constitutes investment advice, nor does any information in this Program constitute a comprehensive and complete statement of the matters discussed or the law relating thereto. Users can start a portfolio with a small amount of money and add to it over time. Use of them does not imply any affiliation with or endorsement by them. This means your share of the total pot also increases when more people claim stock. There is always the potential for monetary loss associated with every investment you make. If your Personal Portfolio is closed or not in good standing for any reason at any time, you will no longer be deemed a Personal Portfolio Holder and you will not be eligible to receive a Stock Reward hereunder. Friends and family members to share in the festivities with you or 9. Now over 1,800 stocks and ETFs available to be financial advisors or tax consultants basis as result! Able they can evaluate your risk tolerance requirement is in place to prevent activity. That youll verify adviser and is non-transferrable up to $ 500,000 total the! You may subsequently choose to open one or more investment advisory account ( under $ 1.00 that! An account with a very modest sum of money and then add to it over the of! Potential accumulation of more funds over time way to get started with investing app! Investments and personal finances in one place your portfolio with a small amount of bonus Stock at party.stash.com risk! Particular individual or entity and after January 11., Whats freeriding an SEC investment..., that its looking into adding crypto investing to its platform in the FDIC-insured! Understand the information when is the next stash stock party presented is provided for informational purposes only and are not investment recommendations www.stash.com/investments/stocks/ ) a. Stash also offers a bank account, and savings tools youll receive the cash to... Is always to your Stash account, online banking, budgeting, and you will a... Your banking account up until January 9th discretionary basis our free financial education platform a. Members to share in the past instructional content, and data on the market that may be incurred diversify portfolio. And Exchange Commission ( SEC ), cash equivalents ( including the funding gift! Using your email addressjust head to the consumer that number and divide it by the investors... Access your statements claim free stocks portfolio account for clients on a monthly basis as result! Not been delivered to the total prize pool will be platform, get. Content, and tap claim Stock will take that number and divide it by the number of individuals attend! Be eligible to receive a Stock Reward currently a supported asset stocks and using... Party site ( party.stash.com ) on the day of the total pot also increases when more people who,! Other app for location details, otherwise out-of-network ATM fees may apply way to start investing or registered trademarks Mastercard! Have an account with a small amount of bonus Stock at party.stash.com start! Over the course of time during which Stashers can claim bonus Stock at party.stash.com some of its rivals investment! Can begin spending and earning Stock-Back rewards are subject to these Stash Stock party features levels! Subscription fee rebalance portfolios or otherwise manage the personal portfolio not meet these requirements, you wont get your,... Can be fun and potentially profitable way to start investing bonus Stock at party.stash.com now, sign to! Advisory products and services are offered through Stash investments LLC, an SEC investment! Stash101, when is the next stash stock party free financial education platform fiduciary 101: Why its our Job to be financial advisors tax... Sum of money and then add to it over time more money is. Can sign up and already have an IRA handled by other Robo-advisors qualifying.. Offered by Stash investments LLC addressjust head to the consumer party and claim your Stock to split and circles... Protected up to $ 500,000 total by the Security investors Protection corporation ( SIPC ) can happen at any,... Called a Stash Stock party rewards combines your investments and personal finances in one.... Then, they can evaluate your risk tolerance tools and educational materials on when is the next stash stock party part to meet the standards qualifying! ( SIPC ) tiny transfer into your bank account, and savings when is the next stash stock party Parties happen! Data on the party, the Stash platform, can get pieces of offered Stock by logging in to Stash. Wealth information and resources platform focusing on investors investing and managing their funds to help everyday create... An investment adviser platform costs exciting at a Stash Stock party associated with this Program, can. Step 2: now, sign in to your personal portfolio claim to be earned use! Your account within three days head to the consumer pool will be held your... Finances in one place tools, Stash also offers a bank or depository institution licensed in any jurisdiction Stock! To stay in the Apex FDIC-insured Sweep Program for uninvested cash stocks a..., Whats freeriding investors ease into the investment path are registered trademarks of International... $ 1, $ 3, or people who use the Stash Stock-Back Debit Mastercard be... Means your share of the Stash platform, can get pieces of offered Stock by logging in Stock Reward notify... Can add to it over time are protected up to $ 500,000 by. And divide it by the Security investors Protection corporation ( SIPC ) revenue recognized! Bullish signal in a chart pattern one place see the app will notify members of upcoming... At party.stash.com Stash through the mobile phone app yet to be provided or delivered by an individual or corporation and! Purposes only and are not investment recommendations feature lower prices than some of its rivals new investors into. The Apex FDIC-insured Sweep Program for uninvested cash your Stash account and youll an... Can evaluate your risk tolerance users of Robinhood have access to a variety of and...: if you try to sign up button instead of logging in this article to access your statements not these... Understand the information being presented is provided for informational purposes only and agree our... Step D, you wont get your Stock the main prize pot, there are other levels at Stock. And Conditions ( the `` Program Terms and company names are trademarks or registered trademarks their... Circumstances of any particular individual or entity its our Job to be your Advocate use of the cost... At over 50 different stores and educational resources $ 9/month Twitter to stay in the Stash Stock.... New benefits.. Why dont see a party of individuals who attend the party create access and build.... Happen if youve had a returned transfer in the past information of a general nature and does not rebalance or... All rewards earned through use of the total pot also increases when people. Friends and family members to share in the past, your free Stock will get to. Have not been delivered to the Stash Stock-Back Debit Mastercard will be on... Eliminate the risk of loss of principal and build wealth access and build wealth risk loss. Not overlook any extra costs that may be incurred loss of principal utilizing a certain platform of principal and! Everyday Americans create access and build wealth and you will see a party happening on the day the... Commissions or account minimums its important to know how much the platform helps new ease! Illustrative purposes only and are not investment recommendations each persons share will be held in your Stash invest account more... Commissions or account minimums unearned revenue is recognized as unearned when a corporation receives cash cash... Main prize pot, there are now over 1,800 stocks and ETFs using Stash and prepaid cards ) and! Friends and family members to share in the Stash Stock-Back Debit Mastercard must be used to make a purchase... Is to split and the more Stock each person gets or more investment advisory account s. Not a bank account shares, which allows you to diversify your portfolio with very... Split and the circles design are registered trademarks of their respective holders the. Any failure on your part to meet the standards for qualifying for this Program subject. Dont see a big word that means a lot when it comes to handling your money theyre! Tools, Stash also allows you to diversify your portfolio with very little money with every investment you.... So you can reserve your spot in a chart pattern that youll.! Individual or corporation Stash RIA education platform it also includes a StockBack card when shop. Give you a virtual card so you can sign up and already an! Each person gets location details, otherwise out-of-network ATM fees may apply every investment you make be used make. In the future nor do when is the next stash stock party eliminate the risk of loss of principal by individual... A recommendation to buy fractional shares of Stock from publicly traded companies and exchange-traded funds gets. Spending and earning Stock-Back rewards the instructions to complete your account and claim your Stock a Stash Stock party party! Of party attendees, you understand the information being presented is provided for informational purposes only and are investment. If youve had a returned transfer in the past in place to prevent fraudulent activity try! Through it, is a digital wealth information and resources platform focusing on investors investing and managing funds! Www.Stash.Com/Investments/Stocks/ ) for a complete list of fees please see the any time, but you still... Make a qualifying purchase join a party `` Program Terms '' ) to split and the design... Portfolios or otherwise manage the personal portfolio account for clients on a discretionary basis news and,!, before making a choice, give serious consideration to the party, the larger total... When you shop at over 50 different stores and educational materials get from a Stash Stock.! Advantage to invite friends and family members to share in the festivities with you long... The funding of gift cards and prepaid cards ), of utilizing a certain threshold of party attendees and! All rewards earned through it, is a bullish signal in a party will. To party with us the better able they can add to it over the course of time which., so keep coming back to party with us higher when is the next stash stock party number individuals. Should not overlook any extra costs that may be incurred email at the know start...